The Genetic Information Nondiscrimination Act (GINA) prohibits discrimination based on genetic information for health insurance and employment. However, there are important exceptions: GINA does not cover life insurance, disability insurance, or long-term care insurance, and no federal law currently prohibits discrimination in those areas. GINA also does not protect individuals who already have symptoms of a genetic disease. Protections can also vary by state.
While we adhere to a strict privacy policy, your or your child’s genetic information could still be used against you - for example, to raise insurance prices or result in denials - in the areas not covered by GINA.