The Genetic Information Nondiscrimination Act or GINA prohibits discrimination on the basis of genetic information with respect to health insurance and employment. However, certain exceptions apply and currently no US federal laws prohibit discrimination in life insurance, disability insurance or long-term care insurance. Individuals with symptoms (of a genetic disease) are not protected by GINA. Each state may have differing protections of your or your child's genetic information. While we adhere to a strict privacy policy, it is possible your or your child's genetic information could be compromised and used to raise the prices or result in denials of the insurances described above. It is important to note that you or your child's genetic information could be used to your or your child's disadvantage.